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Lead times for direct deposit vary.

Using pre-authorized debit can have a  3-4-5 business day lead time depending on your plan type, bank or business 

Lead Times for Pre-authorized debit 

3 Day
Plan Types- Business Plus, Freshbooks PlusAccountant Advanced and EVOLV 
Banks- All banks except Scotiabank, National Bank, HSBC, First Nations Bank of Canada, all credit unions and ATB 
Business- All business except those in the Cannabis Industry 
4 Day 
Plan Type: Legacy Business 22, Business Basic, Freshbooks Green and all clients with plan type eligible for 3 day but banking with National Bank, HSBC, First Nations Bank of Canada, and most credit unions
Banks- All banks except ATB and ScotiaBank, Credit Unions under institution number 809
Business- All business except those in the Cannabis Industry 
5 day 
Plan Type: ANY 
Bank: ATB, ScotiaBank, Credit Unions under institution number 809
Business- Cannabis Industry 
 
Bill Payment or Wire have a 2 or 1 day lead time- additional fees apply
Grammar 2 day